Limited Company Loans from PDQ Funding offer flexible finance solutions designed as a smart alternative to traditional bank loans. We lend between £10,000 and £4000,000 to UK-registered companies that have been trading for 12 months or longer, providing fast access to funds with minimal hassle.
How Can Limited Company Loans Help My Business?
Limited company loans can be used for virtually any business need. Because these loans are unsecured, your assets aren’t at risk of being taken to cover costs if repayments can’t be met.
With traditional finance, lenders often request in-depth financial records, making the application process lengthy. They’ll verify your Companies House registration number and office address, and typically require a strong business credit score before approving a limited company loan.
At PDQ Funding, our merchant cash advance offers a faster, more flexible alternative for UK-registered limited companies. You don’t need a high credit score, and the process is quick and hassle-free. Your company could secure £10,000 to £400,000 in unsecured funding in as little as 24 hours.
Do I Qualify?
Eligibility for our LTD company loan alternative is straightforward: Get in touch with our customer services team to check if you meet the criteria.
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Trading for a minimum of 12 months
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Monthly credit and debit card sales of at least £10,000
How Our LTD Company Loans Work:
Our merchant cash advance is a flexible alternative to a traditional limited company loan. There are no APRs, interest charges, or fixed monthly repayments — instead, we take an agreed small percentage of your daily credit and debit card sales.
In most cases, we can fund up to 100% of your average monthly card turnover. So, if your business processes £10,000 in card payments each month, you could access up to £10,000 in funding.
Benefits of Our Limited Company Funding Alternative
Securing finance can be challenging for small businesses with limited credit history or a low credit score. Traditional limited company loans often involve hard credit checks or require assets as security, which could be at risk if repayments are missed.
Our merchant cash advance offers a more accessible solution. There are no hard credit checks, no need for a business plan, and no requirement to pledge assets.
With our quick online application, you can receive a funding decision within 24 hours. Repayments are taken as a small percentage of your future card sales, meaning you only pay back when your customers pay you — and there are no APRs, interest rates, or fixed monthly instalments.
You’ll also have a dedicated relationship manager guiding you through the process. Get your free, no-obligation quote today
Our LTD Company Loan Alternative Explained
A merchant cash advance is a flexible alternative to a traditional LTD company loan. Instead of basing our decision on your credit score, we review your recent debit and credit card sales to assess affordability and create a funding offer tailored to your business.
The application process is fast and straightforward — with no need for collateral or detailed business plans. We only carry out a soft credit check, so your credit score remains unaffected. From this, we can provide a decision within 24 hours, without a hard check appearing on your credit report.
Unlike bank loans, there are no interest rates, APRs, or fixed monthly repayments. Repayments are taken from an agreed small percentage of your future card sales, meaning you only pay when your customers pay you. There’s just one all-inclusive cost, agreed upfront, that never changes
Repayments That Flex With Your Business
If your company processes £10,000 a month in card sales, you could access an unsecured cash advance for the same amount — with no interest charges or fixed repayment schedule. Payments are taken automatically as a small percentage of your monthly card transactions, adjusting in line with your sales.
Apply Now
Same Day LTD Loan Approval, A fast, flexible alternative to traditional bank lending: Apply Now