Merchant Cash Advance 2018-07-15T15:44:06+00:00

Merchant Cash Advance

Does your business need a straightforward, affordable business loan alternative?

Our merchant cash advances are a fast and flexible way to raise between £5,000 and £200,000 in capital, for your business today. Repayments are based on your card sales, which means you only pay us back when you sell to your customers.

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GET A NO-OBLIGATION MERCHANT CASH ADVANCE LOAN QUOTE NOW

  • No security or business plans required

  • Approval within 24 hours. 90% approval rate

  • Apply for a Merchant cash advance in minutes

  • Flexible repayments based on your card sales

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ADVANTAGES OF OUR BUSINESS MERCHANT CASH ADVANCE

Every business needs capital from time to time but a bank loan isn’t always accessible, or in some cases, it just might not be the right option. A Merchant Cash Advance offers a very different way of receiving a financial boost but without so many restrictions on the repayments.

A business cash advance gives the lender rights to claim a proportion of your future sales in return for giving you money upfront. Working with the company that provides the card terminal and processes payments, the merchant cash advance lender will receive an agreed proportion of future transactions until the advance plus the fees are paid off.

QUALIFYING CRITERIA FOR A UNSECURED CASH ADVANCE

Not every business will qualify for a Merchant Cash Advance but the qualifying criteria is far more relaxed than traditional finance. The exact requirements will vary between lenders but as a general rule of thumb, you’d need to meet the following criteria:

• UK based company • A minimum of 3-6 months trading (some lenders may require 12 months) • A strong history of card payments with a minimum of £2000-£3000 per month

Some lenders may want to take a look at your own credit history but the checks will be far looser than other types of borrowing.

WHAT IS AN IMMEDIATE CASH ADVANCE?

A Merchant Cash Advance is known by a number of different names but they all work in exactly the same way, offering lump sum capital in return for a percentage of the ongoing business income. Some of the other names you may hear include an immediate cash advance, cash flow loan, business cash advance.

All of these refer to the same type of business finance where there’s flexible repayments deducted directly from future income.

  • Get your funds in days

  • One simple all-inclusive cost

  • No security or business plans require

  • Simple application process – 90% approval rate.

  • No fixed term or fixed monthly payments.

  • Pay us back when you sell to your customers.

  • Dedicated relationship manager to support you.

  • No admin fees, no APR’s, no hidden extras.

3 STEPS TO GROWING YOUR BUSINESS

APPLY IN MINUTES

Use your future credit and debit card
sales to raise a unsecured business loan, today.

GET YOUR FUNDS IN DAYS

You’ll receive the lump sum directly into your bank account to use on any business requirement.

WATCH YOUR BUSINESS GROW

You repay a small portion of your credit/debit card sales. Repayments are automatically processed and hassle-free.

How it Works