HOW IT WORKS
How Does A Business Cash Advance Work?
Does your business need a straightforward, affordable business loan alternative?
Our business cash advances are a fast and flexible way to raise between £5,000 and £200,000 in capital, for your business today. Repayments are based on your card sales, which means you only pay us back when you sell to your customers.
A QUICK FIRST STEP
Tell us about your business.
Share a few details to explore your options. No commitment to proceed.
How Does A Business Cash Advance Work…
You can raise between £5,000 and £200,000 in funding for your business, through our Business cash advances. Repayments are simple, as they are a small percentage of your credit and debit card sales.
That means you only repay us when your customers pay you. So when sales are down, repayments are lower.
Understanding Merchant & Business Cash Advances
✓ No interest, APR’s or hidden extras
✓ Get your funds in as little as 48 hours
✓ One all-inclusive cost that never changes.
✓ Get your funds in as little as 48 hours
✓ One all-inclusive cost that never changes.
Application Process
01
Complete our simple application form
02
You’ll be allocated a relationship manager to assist with any queries
03
We’ll assess your application and give you a decision in under 24 hours
04
You will receive your funding directly into your business bank account within days
The Repayment Process of a Business Cash Advance
01
We’ll agree with you a fixed daily percentage of your credit and debit card sales to repay the business cash advance (typically between 5% and 20% of your card sales)
02
You sell to your customers on your credit and debit card terminals.
03
The pre-agreed percentage is automatically deducted from your daily transactions and you receive the balance of your funds as normal into your regular bank account
04
This all happens automatically so there is no change to the time it takes you to receive your money (normally three business days)
05
The daily amount deducted then reduces the balance outstanding on the cash advance
06
Collections stop automatically once the cash advance has been repaid in full
Advantages of our Business Cash Advance
- Get your funds in days
- One simple all-inclusive cost
- No security or business plans require
- Simple application process – 90% approval rate
- No fixed term or fixed monthly payments
- Pay us back when you sell to your customers
- Dedicated relationship manager to support you
- No admin fees, no APR’s, no hidden extras
Am I Eligible?
✓ Minimum average monthly credit and/or debit card sales of £5,000 ✓ Trading for at least 12 months. Unfortunately we are unable to fund start-up businesses
It’s Fast and Simple Business Funding
Our application process takes minutes and you receive a decision in under 24 hours; 90% of businesses that meet our basic criteria are approved.
3 steps to growing your business
Apply in Minutes
Use your future credit and debit card sales to raise a unsecured business loan, today.
Get Your Funds in Days
You’ll receive the lump sum directly into your bank account to use on any business requirement.
Watch Your Business Grow
You repay a small portion of your credit/debit card sales. Repayments are automatically processed and hassle-free.
PDQ FUNDING • UK BUSINESS FUNDING
Ready to move your business forward?
Tell us what you’re looking to do and we’ll help you understand the funding options available, clearly and without pressure.
Clear guidanceFast responseNo obligation
FREE FUNDING ENQUIRY
Let’s discuss your funding needs.
Send us a few details and we’ll help you understand what options may be available.
START AN ENQUIRY Speak to our teamNo obligation. The provider makes any funding decision.
Funding is subject to lender criteria and approval.