HOW IT WORKS

Business funding,
one clear step at a time.

Understand the process, explore your options and decide what works for your business. We’re here to explain the next steps, from your first enquiry to any lender offer.

PDQ Funding is a broker, not a lender.

FROM ENQUIRY TO DECISION

Four steps. A personal point of contact.

01

Tell us about your business

Complete the enquiry form with your business details, funding needs and how you trade.

02

Explore suitable options

We discuss your enquiry and, where appropriate, introduce you to a lender for assessment.

03

Review any offer

Check the funding amount, total cost, repayment arrangements and any guarantees before deciding.

04

Receive funding if approved

Once the lender’s checks and agreement are complete, they arrange funding. Timing varies.

MERCHANT CASH ADVANCES

How do repayments
relate to card sales?

A merchant cash advance provides an upfront sum, repaid through an agreed percentage of your card sales until the agreed total has been repaid.

With this arrangement, the amount collected varies with card sales. The repayment percentage and total amount repayable are set out in the lender’s agreement.

Consider how deductions will affect the money available for running your business, and review the full costs before proceeding.

More about cash advances

BEFORE YOU START

A little preparation
makes the conversation easier.

Requirements vary by lender and funding product. For a merchant cash advance enquiry, it helps to have these details available.

  • Your business name and trading history
  • The amount you need and what it’s for
  • Your average monthly card sales
  • Recent business bank and card-processing statements, if requested

A few things to know

Does an enquiry commit me to funding?

No. You can enquire and explore your options without committing to an offer. Review the lender’s agreement before deciding.

How quickly will I get a decision?

This depends on the lender, your circumstances and the information provided. We can explain the expected next steps for your enquiry; approval or a funding date cannot be guaranteed.

Could my business qualify?

Eligibility depends on your trading history, sales and the lender’s criteria. Merchant cash advances are designed around card sales. Tell us how your business trades so we can discuss the options.

UK BUSINESS FUNDING · PDQ FUNDING

Ready to take
your next business step?

Get straightforward help exploring your business funding options. Tell us what you need and start with a no-obligation enquiry.

✓ UK-wide support✓ Clear communication✓ No-obligation enquiry

NO-OBLIGATION ENQUIRY

Let’s talk about your business.

Share your business details online, or speak to us directly for a conversation about your options.

GET A QUOTE CALL US TODAY01246 233108

Supporting businesses across the UK

PDQ Funding is a broker, not a lender. Funding is subject to the lender’s assessment and terms.

Scroll to Top