How Does A Business Cash Advance Work?

Does your business need a straightforward, affordable business loan alternative?

Our business cash advances are a fast and flexible way to raise between £5,000 and £200,000 in capital, for your business today. Repayments are based on your card sales, which means you only pay us back when you sell to your customers.

Merchant Cash Advance

Understanding Merchant & Business Cash Advances

How Does A Business Cash Advance Work…

You can raise between £5,000 and £200,000 in funding for your business, through our Business cash advances. Repayments are simple, as they are a small percentage of your credit and debit card sales.

That means you only repay us when your customers pay you. So when sales are down, repayments are lower.

No interest, APR’s or hidden extras
Get your funds in as little as 48 hours
One all-inclusive cost that never changes.

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    It’s Fast and Simple Business Funding

    Our application process takes minutes and you receive a decision in under 24 hours; 90% of businesses that meet our basic criteria are approved.

    Advantages of our Business Cash Advance

    Get your funds in days
    One simple all-inclusive cost
    No security or business plans require
    Simple application process – 90% approval rate
    No fixed term or fixed monthly payments
    Pay us back when you sell to your customers
    Dedicated relationship manager to support you
    No admin fees, no APR’s, no hidden extras

    The Repayment Process of a Business Cash Advance


    We’ll agree with you a fixed daily percentage of your credit and debit card sales to repay the business cash advance (typically between 5% and 20% of your card sales)


    You sell to your customers on your credit and debit card terminals.


    The pre-agreed percentage is automatically deducted from your daily transactions and you receive the balance of your funds as normal into your regular bank account


    This all happens automatically so there is no change to the time it takes you to receive your money (normally three business days)


    The daily amount deducted then reduces the balance outstanding on the cash advance


    Collections stop automatically once the cash advance has been repaid in full

    Application Process

    Complete our simple application form
    You’ll be allocated a relationship manager to assist with any queries
    We’ll assess your application and give you a decision in under 24 hours
    You will receive your funding directly into your business bank account within days

    Am I Eligible?

    Minimum average monthly credit and/or debit card sales of £5,000
    Trading for at least 12 months. Unfortunately we are unable to fund start-up businesses

    3 steps to growing your business

    Apply in Minutes

    Use your future credit and debit card sales to raise a unsecured business loan, today.

    Get Your Funds in Days

    You’ll receive the lump sum directly into your bank account to use on any business requirement.

    Watch Your Business Grow

    You repay a small portion of your credit/debit card sales. Repayments are automatically processed and hassle-free.