About us

Learn more about PDQ Funding, and our mission to make business funding a real alternative to the high street banks.

Merchant Cash Advance

We help small businesses to grow and achieve their ambitions

It’s important for any business owner to know who you’re doing business with and we think it’s great that you want to know more about PDQ-Funding.

When was PDQ Funding started?

We started PDQ-Funding in 2010 when many small and medium businesses were struggling to raise finance due to the global financial crisis. We understood that many UK businesses were unable to thrive due to the lack of funding available to them.

We believe in the business story and providing them with a funding option which meets their needs in a simple and responsible way.

What sets PDQ Funding apart from other finance providers?

Our customers are the most important part of our business, we do everything we can to make our products simple and accessible. We’re proud to have a team of dedicated finance professionals who can help guide business owners through the process and find the best solution for them. We’ve built a strong following of loyal customers who come back to us time and time again.

We place communication with customers over tech. Whilst we think that tech is important and delivers a fast process from application to receiving your funds, as a customer you will have a dedicated point of contact who will always be available at the end of the phone if you’ve got a question.

We have a team of real people who look over every single deal. We understand that not every business is the same, so we believe that underwriting should be conducted on a case by case basis rather than using a ‘one rule fits all’ approach

Where is PDQ Funding based?

PDQ Funding is based in a town called Chesterfield, which is 12 miles from Sheffield. However, just because we’re based in Derbyshire does not mean we only do business here. We help companies grow from all over the UK, including Northern Ireland, Scotland and Wales.

We’ve helped thousands of businesses

We think our business is pretty great, but it’s important that you don’t just our side of the story. Reviews on TrustPilot tell our story and customers can see what they think about using PDQ Funding for business finance.

Key Features of PDQ Funding

Unsecured cash advances from £3,000 to £200k
Repaid typically over 6 to 18 months, but flexible
Simple application process, minimal paperwork
Approval in 24 hours, funds out in 48 hours
Over 95% of applications are approved with PDQ Funding
No fees or Early Repayment Charges

Merchant Cash Advance Eligibility

Any UK Based business, Sole Trader, Partnership or Limited Company that uses a card payment terminal machine to process customer sales. Any business in theory could be eligible for a PDQ Funding Merchant Cash Advance if they take over £3,000 per month in card payments.

If your business can demonstrate a consistent level of monthly cash inflow – usually 6 months of card payment statements will be a good starting point. Businesses within industries which experience a high volume of monthly transactions such as bars and restaurant services within hospitality, leisure, fashion retail, MOT Service Stations and vehicle servicing are usually work perfectly for merchant advances.

Quick and Simple Applications Process

Unlike a business loan from a traditional high street bank, which often requires a deluge of paperwork, an Merchant Cash Advance is a quick and straightforward process. It is not only a lot faster than taking out a bank secured loan but it is also much less stressful as this can be completed in 24 – 48 hours. As a general rule the Cash Advance funder will only want an overview of your cash flow to ensure that there is a realistic prospect of the loan being repaid. This is not the exact requirements but they will vary between lenders but as stated about 6 months card payment statement is a fantastic start.

PDQ Funding Advantages

The biggest advantage for PDQ Funding is there are no fixed monthly repayments. If the turnover of the business is high in Christmas, you will pay more payments and loan will finish quickly. Similarly of the turnover is low in any month, you will pay less monthly repayment giving you total flexibility to manage cash flow for the business. This product is perfect for business that have seasonality business!

Why not speak to someone, and see how much your business qualifies for a PDQ Funding Merchant Cash Advance? Simply complete the online enquiry form and one of the PDQ Funding team will contact you by return.