Business Loans for Garden Centres

Business Finance

Business Finance Garden CentreIf you’re the owner of a garden centre and need a cash boost, there’s no better product than a garden centre cash advance. You may have already contacted your local high street bank and found the process to be lengthy and outdated, failing to guarantee you the outcome you desire. This is where our alternative method of a garden centre business loan will work perfectly for you.

Being the owner of a garden centre can be an extremely rewarding endeavour for any businessman. You can find great success while running a garden centre as it’s such a staple of our British marketplace. You’ll find yourself with many clients that share a similar keen interest as you, allowing you to find a connection with your customers and enjoy their company, rather than just seeing them as something you can make money from. This is what will make the role enjoyable for you.

Finance for Garden Centres & Nurseries

Did you know that over two-thirds of British adults visit a garden centre every year? The market is so wide that you’ll never find yourself struggling for clients, so giving your business a big financial push will help to certify success and take it to the next level. HTA also go on to state that, “The combined area of the UK’s domestic gardens is roughly the same as the whole of Somerset, and You can burn off 87 Mars bars a year by doing some light gardening for one hour per week (e.g. raking, weeding)”.

So, exactly how big is the UK garden market? Well, it’s much larger than you would likely think. Ornamental horticulture and landscaping in the UK made an estimated £24.2 billion contribution to national GDP in 2017. The garden market is also to thank for a huge amount of jobs in the UK. Around 568,700 jobs are supported by ornamental horticulture and landscaping, which is the equivalent to one in every sixty-two jobs around the country.

These stats come from the economic impact of ornamental horticulture in the UK report, 2018. You can view it by clicking here. The report covers a range of concepts relating to the UK garden market and it’s well worth reading if you’re the owner of a garden business or looking to push forward in that sphere.

In the retail sector the garden market is actually one of the rare success stories that are continuing to go strong, which is perhaps the most impressive thing it can lay claim to. Garden Centre Buyer states, “The January 2019 issue of HTA Market Update found that garden centre sales were up by 3% in 2018 compared to 2017. Houseplants were star performers, up by 15% year-on-year. Christmas categories saw strong growth in 2018 with December sales 9% up on 2017”.

This indicates that business is still booming for the UK garden market, which is currently valued at being worth over £5.7 billion. There are currently around 2300 garden centres and retail nurseries around the country.

Garden Centre Business Loan

This funding option is suited to garden centre businesses of all sizes, so whether you own a small or large business, you won’t be let down by our product. Our garden centre finance is a type of unsecured business loan, which means it’s a flexible funding option for you. It has no requirement to secure any personal or business assets against the loan. This makes it easier for you to acquire than a normal loan.

 The key difference to understand between secured and unsecured loans is that a secured loan is something that is tied to collateral, something valuable such as a car or a house.

Business loans for garden centres

    • Get £5k to £200k within 24 hours
    • Pay back through your future card sales
    • Unsecured – there’s no worries
    • Same day funding to your business

Garden centre Business FundingMerchant Cash Advance for Garden centres

Our merchant cash advance will be unique to all garden centre businesses. The team of experts at PDQ Funding will analyse where you need the financial help and discuss with you how you can best achieve your business goals in the future. By using our cash advance calculate it will give you a guide on how much your business can borrow by factoring in your monthly credit and debit card transactions.

The percentage of each future card sale that is repaid to your lender is agreed prior to the conduction of the loan. This means you’ll know exactly how much you’re going to have to pay back with each sale, plus you’ll know that you only start the repayments once you’re making sales. Basically, if your garden centre has a slow sales week, you’ll repay less. Therefore, you won’t be under the constant pressure of attempting to reach a certain amount of profit each week. There are no hidden costs or fees, so you won’t be on the receiving end of a nasty shock once you take out a merchant cash advance with PDQ Funding.

The garden centre industry is one of the most competitive retail markets in the UK today, therefore we understand the need for a unique, personal experience. That’s exactly what our garden centre business loan offers to you as the customer. We take each case different and a member of our expert team will advise you in how you could invest the money, should you choose to enquire.

Helping your Garden Centre to grow with finance

The application for a quote only takes a few minutes of your time, and a decision will most likely be made on that same day. This means that the money can be released to you, in most cases, within five days of you submitting your application.

 We’ve helped thousands of businesses just like yours get the funding they need for:

    • Training new staff
    • Purchasing new stock or equipment
    • Refurbishing premises
    • Relocation
    • Advertising
    • Helping with cash flow
    • Building a new website
    • and even more

 The garden centre cash advance can be used for many different purposes. You may wish to use it to invest in new stock, move into a new location, or even help to bolster the marketing that will gain you new clients, it’s entirely up to you. You can apply for a free, no obligation quote today and find out if your garden centre qualifies for one of our business cash advances.

How to apply for a garden centre funding online:

Step 1:

Visit our application page and provide the relevant information. This will ensure that we match you with an ideal lender. We will then ask you for further information about your business. You’ll need to be ready to tell us the following:

    • The name of your business
    • How long you’ve been in business
    • Your average monthly card sales
    • The amount your garden centre is looking to raise

Step 2:

Will will then require a few personal details, so please be ready to tell us:

    • Your title, along with you first name and surname
    • The person in the business that is seeking a loan
    • Email and telephone number, so that we can stay in further contact with you

Step 3:

Read through our terms and conditions carefully, and if you’re happy to continue, click ‘get a quick quote’. From here your application will be processed and reviewed by a member of our business finance suppliers team, who will help you find the correct lender for your emergency business loan.

Step 4:

We will then be in touch with you to confirm the conditions of your loan/finance agreement.

Step 5:

Once the application is complete, it will be sent off and approved by a lender. You can then have a discussion with them regarding the terms of the loan. These terms will include interest rates, as well as how much the borrower will repay each month. The loan is then provided to you on an agreed and transparent basis.